Signed Auto Card
Jun/100
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Can I refinance my new auto loan?
I want to refinance my current new auto loan which I've had for 8 months now. My interest is 16% for $14,538 loan over 5 1/2 years. I've never been late and my credit score is average. No one has co-signed with me. I've had the same job for the past 4 years and only $150 on credit cards. I want to get my first apartment within the next 3-4 months but I can't afford to keep paying $334 for my car and by the time I finish paying off this loan, it will be around $21,000!.
Does anyone know if I should try refinance or just sell the car all together and hopefully get a new loan for probably cheaper car.
With 8-payments made as agreed, you should try you own local bank or credit union, they will always beat the rates you get from the dealers.